Planning for the Future of Your Child With Special Needs

Planning for the future care and quality of life of a child with special needs may involve complex financial and legal arrangements to preserve assets for the child's care without jeopardizing eligibility for government benefits.  In developing plans for your children, consider the quality of their future as well as their financial support. Planning for the future should begin during the early teen years when the children, parents and school(s) begin developing transition plans. Planning that focuses on the child's goals for continuing education, job training, employment and living arrangements should be augmented by discussions about money management plans, coping skills and social/recreational opportunities. Continued planning into adulthood is important even if the child has mastered independent living, as the child probably still relies on the parents for advice and emotional support.


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