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The following management tools are available for download and printing by financial management service providers to help conduct and promote their programs. Upgrades for Acrobat Reader software are available at no charge at Adobe.com.

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Canoeing Your responsibilities at work, home or school demand a lot of your time. Make time for yourself, and make time for fun with the help of Morale, Welfare and Recreation. You can work up a sweat, join a sports team or even explore a new hobby. Challenge yourself to a little fun; check out what your MWR has to offer.


Hand putting ballot into box When voting season comes around, it's easy to think up reasons not to go to the polls. We can convince ourselves with excuses like "I'm too busy," or "I don’t know where to send my ballot," or, an all-time favorite, "My vote doesn't count, so what's the point?" It's easy to believe that in an election where millions of people are voting that one vote doesn’t matter, but this is a myth — a myth this article plans to bust!

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