Essentials

Budgeting and Saving – The Essentials

You may want to buy a new car, help your children pay for college or start contributing to your retirement. Military OneSource provides the resources and information to help you master the skills of budgeting and saving so that you can build financial security.

Budgeting Tips to Successfully Balance Your Budget

Learning to balance your budget is a necessary life skill. While it sounds like a chore, once you develop some sound budgeting strategies, you can enjoy the security it provides and build wealth. Plus, keeping sound finances is important for your security clearance.

Essentials

Borrowing – The Essentials

Managing debt is a crucial part of financial responsibility. Too much debt can negatively impact your financial health and affect your credit score, making it difficult for you to make purchases in the future. Military OneSource provides smart strategies for recognizing the difference between good debt and bad debt, paying down your bills, reducing your dependency on credit cards and taking control of your personal finances.

Essentials

Financial Counseling – The Essentials

You don’t need to tackle issues like mounting debt or saving for college or retirement alone; Military OneSource financial counselors are available in-person, over the phone and video. Financial counseling gives you an opportunity to talk to a trained professional – one who is familiar with the issues that affect service members – about your questions and receive referrals to services and programs that meet your specific needs. Rest assured, Military OneSource financial counselors will not push products or plans on you.

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Your Deployment Plan for Staying Fiscally Fit

Deployment can impact a household budget. Your pay could change, or you could incur some unexpected expenses. With the right information and a little extra effort, you can stay fiscally fit during deployment and stay in command of your household budget. Follow these tips to achieve financial stability and health even while you’re gone.

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Living on Your Military Paycheck

You can take control of your financial future today. Start small with a few simple changes to save more, spend less, and better manage your day-to-day finances.

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Free Resources for Service Members to Gain Financial Security

From budgeting and car buying to building a good credit score or getting a handle on student loans, your service member has access to several free benefits and protections to help them gain firm financial footing.

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Financial Counseling Services for a Secure Future

Financial security at home helps you be more focused and mission ready. To help you be your best both financially and professionally, Military OneSource offers free financial counseling to service members and their families on issues such as budgeting, money management and debt reduction.

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7 Steps Military Families Can Take to Save Money

Saving money takes time, discipline and commitment, which is nothing new to military families. These seven steps will help you on your journey to financial security.

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Personal Financial Management Counseling Options

The Department of Defense offers a number of financial counseling options for you and your family to help plan and control your financial future.

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Tools to Help you Save for the Future

In the military, you learn to prepare for the future by using the tools at your disposal. Saving money is one important aspect of this. The more money you save, the more prepared you will be for opportunities or unexpected events that come your way. Read about several savings tools to help you get the most out of your military pay.

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Save for College With a 529 Plan

You've got the discipline to start saving early for your children's education. The popular 529 plans are flexible, offer tax savings and are available in every state to start planning for college.

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8 Rewards of Tobacco-Free Living

The benefits of quitting tobacco are limitless and start immediately. Your health and your finances are just the beginning of what you’ll improve for both yourself and your family. Here are eight of the many benefits you’ll experience with a new, tobacco-free life.

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Your Leave and Earnings Statement

Your monthly Leave and Earnings Statement, or LES, is one of the most important financial documents you have for mastering your money and achieving your financial goals. Here’s how to decipher the code.

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Tips for Military Families to Save on Holiday Spending

The holiday season and spending money often go together, but there are ways to celebrate with your family without going into debt. It’s all about spending wisely. Consider these tips for staying in control of your finances during the holidays.