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Tools for Leaders/Command

Money Management

Young girl accepting a one-dollar bill


A wide variety of resources are available to help put service members and their families on the path to financial freedom. Through the Family Readiness System's diverse options for helping families easily find the support they need for everyday life in the military, including installation military family support centers, each military service offers financial resources, counseling, information and referral. Experts can help with saving, investing, reducing debt and planning for retirement.

Key facts

  • Military OneSource "Money Matters" provides financial calculators, articles, DVDs and CDs to help with topics, such as financial wellness, how-to strategies, sample budgets, mortgages and foreclosures.
  • Military OneSource consultants are available all day, every day to provide up to 12 sessions (per person, per issue) of no-cost, confidential financial counseling with a certified financial professional. Counselors are available online at and by phone at 800-342-9647.
  • Certified financial professionals are available at military installations to provide on-site group financial counseling, workshops, classes and one-on-one private financial counseling. Services include education, mandatory classes and training, debt liquidation assistance, consumer advocacy services and complaint resolution, coordination with emergency financial assistance organizations, and financial classes for youth and teens. Certified financial professionals also provide services for individual unit and command-level events (for example family days, deployment readiness briefings) through the Joint Family Support Assistance Program.
  • Collaboration with non-profit organizations helps provide financial education, resources and programs to service members and their families.


Active-duty, Guard and reserve members, as well as their family members, are eligible regardless of mobilization status.

Program availability

Services are available worldwide at military installations, online, by telephone and through community-based collaborations.


Department of Defense Policy
Department of Defense Legislation
Department of Defense Service Regulations and Orders
Support Services 
Additional Resources


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