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Tools for Leaders/Command

Money Management

Young girl accepting a one-dollar bill


A wide variety of resources are available to help put service members and their families on the path to financial freedom. Through the Family Readiness System's diverse options for helping families easily find the support they need for everyday life in the military, including installation military family support centers, each military service offers financial resources, counseling, information and referral. Experts can help with saving, investing, reducing debt and planning for retirement.

Key facts

  • Military OneSource "Money Matters" provides financial calculators, articles, DVDs and CDs to help with topics, such as financial wellness, how-to strategies, sample budgets, mortgages and foreclosures.
  • Military OneSource consultants are available all day, every day to provide up to 12 sessions (per person, per issue) of no-cost, confidential financial counseling with a certified financial professional. Counselors are available online at and by phone at 800-342-9647.
  • Certified financial professionals are available at military installations to provide on-site group financial counseling, workshops, classes and one-on-one private financial counseling. Services include education, mandatory classes and training, debt liquidation assistance, consumer advocacy services and complaint resolution, coordination with emergency financial assistance organizations, and financial classes for youth and teens.
  • Collaboration with non-profit organizations helps provide financial education, resources and programs to service members and their families.


Active-duty, Guard and reserve members, as well as their family members, are eligible regardless of mobilization status.

Program availability

Services are available worldwide at military installations, online, by telephone and through community-based collaborations.


Department of Defense Policy
Department of Defense Legislation

Department of Defense Service Regulations and Orders

Support Services 

Additional Resources

Build Financial Management Skills in Those You Serve With Military Families Learning Network


Hand dropping money into a piggy bank It’s commonly believed that becoming a good "saver" takes discipline — making solid choices over and over and sticking to a rigid budget. While this may be somewhat true, there’s a hack you can use to eliminate the need for some of the discipline — systems.

Latest - Filing Taxes When a Service Member Is Deployed The tax filing deadline is only weeks away. Check out these resources to help you file your 2014 taxes today.




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