Tools for Leaders/Command

Money Management

A little girl being give money


A wide variety of resources are available to help put service members and their families on the path to financial freedom. Through the Family Readiness System's diverse options for helping families easily find the support they need for everyday life in the military, including installation military family support centers, each military service offers financial resources, counseling, information and referral. Experts can help with saving, investing, reducing debt and planning for retirement.

Key facts

  • Military OneSource "Money Matters" provides financial calculators, articles, DVDs and CDs to help with topics, such as financial wellness, how-to strategies, sample budgets, mortgages and foreclosures.
  • Military OneSource consultants are available all day, every day to provide up to 12 sessions (per person, per issue) of no-cost, confidential financial counseling with a certified financial professional. Counselors are available online at and by phone at 800-342-9647.
  • Certified financial professionals are available at military installations to provide on-site group financial counseling, workshops, classes and one-on-one private financial counseling. Services include education, mandatory classes and training, debt liquidation assistance, consumer advocacy services and complaint resolution, coordination with emergency financial assistance organizations, and financial classes for youth and teens.
  • Collaboration with non-profit organizations helps provide financial education, resources and programs to service members and their families.


Active-duty, Guard and reserve members, as well as their family members, are eligible regardless of mobilization status.

Program availability

Services are available worldwide at military installations, online, by telephone and through community-based collaborations.


Department of Defense Policy
Department of Defense Legislation
Department of Defense Service Regulations and Orders

Support Services 

Additional Resources

Resources for Military Service Providers from the Military Families Learning Network


Find programs and services at your local installation.

View a directory of installations

Service members, family members, surviving family members, service providers and leaders rely on Military OneSource for policy, procedures, timely articles, cutting-edge social media tools and support. All in one place, empowering our military community.