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Benefit

Financial Counseling

Benefit overview

You don’t need to tackle issues like mounting debt or saving for college, or retirement alone. Military OneSource financial counselors are available in person, over the phone and via video. Financial counseling gives you an opportunity to talk to a trained professional — one who is familiar with the issues that affect service members — about your questions and receive referrals to services and programs that meet your specific needs.

Service members and eligible family members can access financial counseling for free from anywhere in the world through installation programs and Military OneSource. These counselors understand the financial challenges you face as a service member and the resources available to help you manage and plan your fiscal future.

How this benefit helps

Financial security can help you be a true guardian of your homefront. We can help you:

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Evaluate programs and plans

Get support in evaluating savings programs, retirement and investment plans, and college savings and payment options.

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Learn to talk to creditors

Military OneSource financial consultants can help you learn to talk to creditors and negotiate things like late fees, payment plans and foreclosures.

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Learn personal finance basics

Counselors can go over your finances and suggest ways to pay down debt. They can also teach you about savings, managing your checking account, investments and making a family budget.

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Educate you on consumer rights

Financial counselors can provide information on consumer rights and make appropriate referrals to military and civilian resources responsible for resolving credit report complaints.

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Learn about military savings programs

Counselors can go over a variety of savings, retirement and investment plans with you and talk about the pluses and minuses of each.

How to access this benefit

Military OneSource is available 24/7 to connect you with a financial consultant. Call 800-342-9647 to speak with a consultant or schedule an appointment. You can also log in to start a secure live chat. Living overseas? View international calling options.

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