Support for Military
Quick guidance & answers
The Defense Department offers a dependent care flexible spending account to help families pay for dependent care expenses. This benefit is available to:
Service members enroll and elect to have a portion of their paycheck set aside in a benefit account on FSAFEDS.gov. Each month, pay is deducted from your paycheck prior to taxes being taken out and placed in your DCFSA.
The IRS sets the maximum allowable contribution per household each year.
The funds can be used to pay for eligible dependent care services, such as preschool, summer day camp, before- or after-school programs and child or adult day care.
A DCFSA can benefit families in a number of ways:
When you sign up for a dependent care flexible spending account, you elect to have a portion of your salary deducted before taxes are taken out. This means the money you contribute is not subject to federal income tax, state income tax (in most states) or Social Security and Medicare taxes. By contributing to a DCFSA, your taxable income is reduced by your contribution amount. This can lower the amount of income tax you owe.
Dependent care services, such as day care, preschool or after-school care, can be a significant expense. By using a DCFSA, you can allocate pretax earnings toward these expenses, effectively reducing out-of-pocket costs. This can make quality care more affordable and help families manage their budgets.
Dependent care flexible spending account contributions are deducted automatically from your paycheck before taxes, making it a convenient way to set aside funds for dependent care expenses. Families can plan and budget for these expenses by contributing a specific amount to the DCFSA each pay period.
To qualify for a DCFSA, you must have a dependent under age 13 or any other tax dependent who is mentally or physically unable to take care of themselves, regardless of their age. You must also be an eligible uniformed service member, including:
Spouse requirement if applicable: If the service member has a spouse, their spouse must be working, looking for work, or attending school full time except for spouses physically or mentally incapable of self-care.
You can enroll online at FSAFEDS.gov during the annual federal benefits open season from mid-November through mid-December. You can enroll outside of open season if you have a qualifying life event, such as PCS or the birth/adoption of a child.
DCFSA funds are available to you through your payroll deductions, so, for example, your January contribution will be available to spend in February. You will not have access to your full election amount at the beginning of the year unless you elect to pull out your full contribution amount from your first paycheck.
DCFSA funds don’t roll over into the next year, so you’ll lose any money you don’t spend on eligible dependent care expenses. However, you will have until March 15 after the end of the plan year to incur eligible expenses and until April 30 to file claims for reimbursement from your DCSFA.
Connect with a DOD personal financial professional or MilTax consultant to discuss the DCFSA benefit and how it might affect your financial and tax situation.
Visit FSAFEDS for more information, to learn contribution amounts or to enroll in a DCFSA. Check out the Enhancing the Well-Being of Our Service Members and Families landing page to learn more about ways the DOD is making military life easier.
Learn about military bases worldwide. Get installation overviews, check-in procedures, housing, contacts for programs and services, photos and more.
Alert
We’ve transitioned to a new contact center. Wait times may be longer than usual as we work to improve your experience. Connecting you to support remains our top priority. We appreciate your patience.
For emergencies, please call 911.
