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Personal Finances in the Military

Military OneSource makes it easy to connect with experts, access powerful financial tools and get proven, practical financial information and resources – including military pay charts and calculators – all at no cost to you.


Connect with Financial Experts You Can Trust

The financial consultants you’ll find through Military OneSource can help with any of your money issues – from budgeting and money management to debt reduction and taxes. Speak with a trained professional on your own terms – by phone, live chat or through a secure video chat.

A few of the ways we can help:
  • Financial basics
  • Debt coaching
  • College saving
  • Retirement planning
  • Tax services
  • Budget planning

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Access Free Financial Tools, Services and Resources

Military Pay 101: Basic Pay, Allowances and S&I Pay

Questions on military pay, allowances, benefits and entitlements? Find the military pay scale, chart and rate or information on Basic Allowance for Housing and other allowances tailored to your needs.

Financial Well-Being Assessment

Use this online tool to appreciate your financial strengths and learn where there is room to grow, no matter where you are in your military journey.

Personal Finance Calculators

Calculating your retirement? Using your first check to finance a new car? Want to save for college, buy a house or pay down credit card debt? Military OneSource has a collection of 11 military finance calculators to show you the best ways to pay for life expenses.

About Military OneSource

Military OneSource is your free 24/7 gateway to information, answers and support. As a Defense Department-funded program, we put expert confidential help to work for service members, immediate family and survivors who need a little extra guidance to get through an issue. Just ask.

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Office of Financial Readiness

The Defense Department’s Office of Financial Readiness provides a wealth of information covering topics such as how to manage your money, saving and investing and planning for the future.

Service members and their families can also access personal financial information via the DOD’s free Sen$e app, available through both the Apple Store and Google Play.

Podcasts and Webinars

Money Matters

Five courses outline the fundamentals of money management, helping you to become financially savvy.

Blended Retirement System

Overview of the Blended Retirement System education plan for service and family members, as well as a question-and-answer session with program and policy directors.

Thrift Savings Plan and Savings Deposit Program Information

Learn about the Thrift Savings Plan and the Savings Deposit Program, two ways to maximize your personal and retirement savings for greater financial security and peace of mind.

Big Fun on a Small Budget

Trimming your budget doesn’t mean doing away with fun altogether. Your local MWR department is full of options that won’t break the bank.

Stay Informed

Get the latest news and updates directly to your inbox. Subscribe to an ePublication today.

Still need help with your finances?

Military OneSource is ready 24/7 to help you and your family take control of your finances. Schedule a financial planning session. Our counselors are standing by to answer your financial questions.

Speak with a consultant

Chat with a consultant

Schedule a Consultation

Installation Program Directory

Find programs and services at your local installation.