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MilLife Guides

Housing & Living

Overview

Finding the right place to live is part of the adventure of military life. Your housing options will be influenced by a variety of things such as rank, location and family size, whether you decide to live on or off an installation, and whether you want to rent or buy a home. In addition, you may have specialized needs to factor into your housing decision.

Before you decide where to build your nest, it’s important to know about all of your resources so you can weigh the information and make the best choice for you and your family. Here are some things to consider.

Decide whether to rent or buy

For military families, the decision to rent or buy a house may surface over and over. Both options have benefits. Renting offers lower maintenance fees and up-front costs, greater relocation flexibility and a decreased risk of loss if housing values decrease. Buying can provide tax breaks, lower monthly costs (depending on interest rates), the option to renovate or customize, and a chance to build some financial equity.

ARTICLES & EXTERNAL RESOURCES FOR DECIDING WHETHER TO RENT OR BUY

Make the most of living on an installation

Living on an installation can be a great opportunity to become part of a service-oriented community and save money. Military OneSource offers tips to make the most of living on an installation, such as taking advantage of the programs and activities available on base, ideas for getting to know the people in your neighborhood and connecting with your Military and Family Support Center.

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Learn about living on an installation for the first time.

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Get answers about your new installation and community on MilitaryINSTALLATIONS.

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Lean on your military community for support.

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Find out about MWR programs, services and activities on your installation.

TOOLS & RESOURCES FOR MAKING THE MOST OF LIVING ON AN INSTALLATION

Make your home accessible

An accessible home is one with modifications that lets an individual with disabilities do what they want and need to do, as independently as possible. Service members or veterans with disabilities may be eligible for assistance under one or more Department of Veterans Affairs programs.

Military OneSource highlights some government and community resources that can provide financial and technical assistance for home modifications to allow for more comfort at home.

ARTICLES FOR MAKING YOUR HOME ACCESSIBLE

Use a financial calculator

Take the guesswork out of home financing by using a few financial calculators available through Military OneSource and the Office of Financial Readiness. These tools allow you to figure out the numbers for a variety of situations, such as comparing the cost of refinancing your home against the interest you pay on your current loan, computing what your principal payment should be and determining the estimated payments and interest for an adjustable rate loan.

ARTICLES & EXTERNAL RESOURCES FOR FINANCIAL CALCULATORS

Financial counseling support

Still have questions or need help finding information? Learn more about free personal financial counseling options available through Military OneSource and installation Military and Family Support Centers.

Access classes, seminars, one-on-one counseling and additional information to help you and your family manage finances, resolve financial problems and reach long-term goals such as buying a home, getting an education and planning for retirement.

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