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Health Care & Emotional Well-being

Veterans Affairs Life Insurance

Benefit overview

VA life insurance can offer financial security for veterans, service members, their spouses and dependent children. Different programs cover:

You may also be able to get short-term financial coverage through Traumatic Injury Protection – TSGLI to help you recover from a traumatic (severe) injury. And if you have a service-connected disability, you may be able to get coverage through VALife.

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How this benefit helps

This benefit helps service members, veterans and their families by providing:

  • Financial payouts in the event of a death or traumatic injury
  • Peace of mind knowing that unexpected costs will be covered during their time of grief
Image of Life Insurance Shield

VA life insurance can help cover costs for the death of a family member

Deaths in the family can be expensive. And when you’re going through that kind of grief, the last thing you want to worry about is the financial aspect. With VA life insurance, you can focus on your family.

How to access this benefit

If you already have a VA life insurance policy, you can access and manage your policy online. For current service members, you will be enrolled in SGLI automatically through your service branch. Civilian spouses of active-duty members are automatically enrolled in FSGLI; military spouses need to enroll in. FSGLI through the SGLI Online Enrollment System using milConnect. Service members are automatically covered in TSGLI if they are enrolled in SGLI.

Veterans can enroll online in VGLI through Office of Servicemembers’ Group Life Insurance using the Prudential website, or apply by mail or fax using SGLV 8714, “Application for Veterans’ Group Life Insurance.” For veterans wanting to reinstate a VGLI policy that has expired, they will need to fill out SGLV 180, “Application for Reinstatement of VGLI Coverage.”

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